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He Extended His Army Service, But Now Faces $40,000 in Relocation Expenses.


Charles Levine, a retired Army lieutenant colonel with 30 years of service, recently faced an unexpected financial burden upon retiring. Despite having deployed five times and leading troops in Iraq and Afghanistan, he discovered that his moving costs would exceed the $40,000 benefit allotted to most retirees because he chose to extend his service into the Reserve after being eligible to retire in 2022. This led to a sharp emotional and financial distress for Levine and his wife, Ginger, as they relied on this benefit to move from their on-post housing at West Point to a new home in Virginia. Currently, they are paying a total of $7,200 monthly in rent between two locations, leaving them in a financial bind.

The couple estimated that moving their belongings would cost around $42,000, which they cannot afford. To save money, Ginger has been collecting used boxes from neighbors, feeling embarrassed at the situation. Levine, reflecting on the emotional toll this experience has taken, questions his decision to stay longer in the military.

Despite his long service, which included numerous awards and sacrifices, including missing significant family events, the Army informed him that those who transition to the Reserve after more than 20 years have only six months to use their moving benefits, while bona fide retirees enjoy three years. The Levines argue that Levine’s involuntary separation should entitle them to extended benefits. After months of advocating for their case, they have decided to tap into their savings for the move, which has led to financial distress for the first time in their lives. Levines feel disillusioned, lamenting how their retirement promise has turned into a burden.

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